Does benefit amount change with the visitor's age?

Often, yes. Maximum benefit amounts and eligibility can be reduced for older travelers, which especially matters when insuring visiting parents and grandparents. We help you match age to the right plan before you buy.

Can I buy coverage after my visitor has already arrived in Arizona?

In many cases, yes — several visitor medical plans can be purchased after arrival in the U.S. Coverage terms vary by carrier, so confirm the details before purchasing.

Visitor & Travel Medical Insurance · Arizona

Parents Visiting Arizona? Traveling Abroad? Don't Let One ER Visit Cost You Thousands.

Q: Do visiting parents really need visitor medical insurance in the USA?

Yes. Visitors are not covered by U.S. health programs, and a single emergency room visit in Arizona can cost thousands of dollars out of pocket. Visitor medical insurance protects your guests — and your savings — from unexpected medical bills.

Q: Are pre-existing conditions covered under visitor insurance?

It depends on the plan. Many plans exclude pre-existing conditions, while some offer coverage for the acute onset of pre-existing conditions with age-based limits. Always review the coverage brochure before applying — or call (623) 243-4000 and we will walk through it with you.

Q: I'm a U.S. resident traveling abroad. Do I need travel medical insurance?

Most U.S. health plans provide little or no coverage outside the country. Travel medical insurance covers emergencies, hospitalization, and medical evacuation while you're abroad — an inexpensive safeguard for international trips.

Visitors to the U.S. aren't covered by American health programs — and your U.S. plan likely won't follow you overseas. ASJ Insurance helps Arizona families compare visitor and travel medical plans from trusted carriers, so a medical emergency never becomes a financial one. Quote in minutes; local help in Peoria at (623) 243-4000.

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(623) 243-4000

7+Carrier options to compare

MinutesTo quote online

LocalPeoria, AZ guidance

FlexibleDaily, monthly & trip plans

Helping families across Phoenix·Peoria·Glendale·Surprise·Scottsdale·Tempe·Mesa·Chandler·Gilbert·& all of Arizona

Why it matters

U.S. medical bills don't wait for visa status.

These plans are designed to provide medical insurance coverage while someone is outside of their home country — protecting your guests in Arizona and protecting you abroad.

The risk

One emergency, five-figure bill

An unexpected hospital stay in the U.S. routinely runs into the tens of thousands of dollars. Without coverage, the sponsoring family often pays out of pocket.

The gap

Home-country insurance stops at the border

Domestic health plans — theirs or yours — rarely travel. Visitor and travel medical plans are purpose-built to fill exactly this gap.

The fix

Affordable, flexible protection

Choose coverage lengths that match the trip, benefit maximums that match the traveler's age, and options for emergencies, hospitalization, and medical evacuation.

Before you apply: please review each plan's coverage brochure carefully — there may be certain exclusions for pre-existing conditions, and benefit amounts can vary based on the insured's age. Not sure what applies to your parents' situation? Call us at (623) 243-4000 — we'll read the fine print with you.

Get instant quotes

Compare visitor & travel medical plans from trusted carriers.

We work with multiple companies offering plans to fit different ages, trip lengths, and budgets. Quote online in minutes — or let us match the plan for you.

Visitors to the USA

USA Assist

Visitor medical plans designed for guests traveling to the United States, with options for a range of ages and stay lengths.

Get a USA Assist quote →

Global coverage

Cigna Global

International health coverage from a globally recognized carrier — a strong option for longer stays abroad and expat-style needs.

Get a Cigna Global quote →

Visitors & travelers

IMG — International Medical Group

A wide menu of international insurance plans, including popular visitor coverage for parents visiting family in Arizona.

Browse IMG plans →

Trip & travel medical

Seven Corners

Travel medical and trip protection plans for U.S. residents heading abroad and international visitors coming to the States.

Get a Seven Corners quote →

Short-term & supplemental

Allstate Health (National General)

Quick quotes on short-term and supplemental health products that can bridge coverage gaps for new arrivals and travelers.

Get an Allstate Health quote →

Prefer a human? Skip the comparison shopping. Tell us the traveler's age, dates, and destination and we'll shortlist the right plans — free. (623) 243-4000 · [email protected]

Why buy through ASJ

The internet sells policies. We make sure it's the right one.

Age-based benefit limits explained before you buy
Pre-existing condition rules decoded, plan by plan
Coverage that can start after your visitor has arrived
Help with claims if something does happen
One local office for the whole family's insurance

Get your visitor covered this week

Most quotes take minutes. Most policies can start within days — some the very next day.

Start My Quote Survey 📞 (623) 243-4000 Peoria, AZ office · Mon–Fri 10 AM – 6 PM · [email protected]

Grandparents joyfully embracing their children and grandchildren at an outdoor family reunion

Photo: Pexels

The hug at the airport is priceless

You planned the visit for months. Protect it in minutes.

Mom and Dad crossed an ocean to hold their grandkids. Don't let one unexpected hospital bill be what they remember about Arizona.

Get Them Covered Now → Call (623) 243-4000

Free quote survey

Tell us about the traveler. We'll shortlist the right plans.

Age, travel dates, and destination — that's all we need to match your visitor or trip to the right coverage from the carriers above. No obligation, no extra cost.

Prefer to compare yourself? Jump to instant carrier quotes or call (623) 243-4000

FAQ

Visitor & travel medical insurance questions, answered.

Do visiting parents really need visitor medical insurance?

Yes. Visitors aren't covered by U.S. health programs, and a single ER visit in Arizona can cost thousands. Visitor insurance protects your guests — and your savings.

Are pre-existing conditions covered?

It varies by plan. Many exclude pre-existing conditions; some cover the acute onset of pre-existing conditions with age-based limits. Review the coverage brochure before applying — or call (623) 243-4000 and we'll walk through it together.

Do benefits change with the traveler's age?

Often, yes. Maximum benefits and eligibility can be reduced at higher ages — which matters most when insuring visiting parents and grandparents. We match age to plan before you buy.

Can I buy coverage after my visitor arrives in Arizona?

In many cases, yes — several visitor plans can be purchased after arrival in the U.S. Terms vary by carrier, so confirm details first.

I live in Arizona and I'm traveling abroad. Am I covered by my regular plan?

Usually not, or only minimally. Travel medical insurance covers emergencies, hospitalization, and medical evacuation overseas — a small cost next to the risk.

Peace of mind travels well

Cover the people you love before the trip — not after the bill.

Quotes take minutes. Regret lasts a lot longer.

Start My Free Quote Survey → Call (623) 243-4000