Visitor & Travel Medical Insurance in Arizona | Coverage for Visiting Parents & International Travel | ASJ Insurance (623) 243-4000
📍 14050 N. 83rd Avenue, Suite 290, Peoria, AZ 85381  ·  Mon–Fri 10:00 AM – 6:00 PM
📞 Call (623) 243-4000
Visitor & Travel Medical Insurance · Arizona

Parents Visiting Arizona? Traveling Abroad? Don't Let One ER Visit Cost You Thousands.

Visitors to the U.S. aren't covered by American health programs — and your U.S. plan likely won't follow you overseas. ASJ Insurance helps Arizona families compare visitor and travel medical plans from trusted carriers, so a medical emergency never becomes a financial one. Quote in minutes; local help in Peoria at (623) 243-4000.

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(623) 243-4000
7+Carrier options to compare
MinutesTo quote online
LocalPeoria, AZ guidance
FlexibleDaily, monthly & trip plans
Helping families across Phoenix·Peoria·Glendale·Surprise·Scottsdale·Tempe·Mesa·Chandler·Gilbert·& all of Arizona
Why it matters

U.S. medical bills don't wait for visa status.

These plans are designed to provide medical insurance coverage while someone is outside of their home country — protecting your guests in Arizona and protecting you abroad.

The risk

One emergency, five-figure bill

An unexpected hospital stay in the U.S. routinely runs into the tens of thousands of dollars. Without coverage, the sponsoring family often pays out of pocket.

The gap

Home-country insurance stops at the border

Domestic health plans — theirs or yours — rarely travel. Visitor and travel medical plans are purpose-built to fill exactly this gap.

The fix

Affordable, flexible protection

Choose coverage lengths that match the trip, benefit maximums that match the traveler's age, and options for emergencies, hospitalization, and medical evacuation.

Before you apply: please review each plan's coverage brochure carefully — there may be certain exclusions for pre-existing conditions, and benefit amounts can vary based on the insured's age. Not sure what applies to your parents' situation? Call us at (623) 243-4000 — we'll read the fine print with you.
Get instant quotes

Compare visitor & travel medical plans from trusted carriers.

We work with multiple companies offering plans to fit different ages, trip lengths, and budgets. Quote online in minutes — or let us match the plan for you.

Visitors to the USA

USA Assist

Visitor medical plans designed for guests traveling to the United States, with options for a range of ages and stay lengths.

Get a USA Assist quote →
Global coverage

Cigna Global

International health coverage from a globally recognized carrier — a strong option for longer stays abroad and expat-style needs.

Get a Cigna Global quote →
Visitors & travelers

IMG — International Medical Group

A wide menu of international insurance plans, including popular visitor coverage for parents visiting family in Arizona.

Browse IMG plans →
Trip & travel medical

Seven Corners

Travel medical and trip protection plans for U.S. residents heading abroad and international visitors coming to the States.

Get a Seven Corners quote →
Short-term & supplemental

Allstate Health (National General)

Quick quotes on short-term and supplemental health products that can bridge coverage gaps for new arrivals and travelers.

Get an Allstate Health quote →
Prefer a human? Skip the comparison shopping. Tell us the traveler's age, dates, and destination and we'll shortlist the right plans — free. (623) 243-4000 · [email protected]
Why buy through ASJ

The internet sells policies. We make sure it's the right one.

  • Age-based benefit limits explained before you buy
  • Pre-existing condition rules decoded, plan by plan
  • Coverage that can start after your visitor has arrived
  • Help with claims if something does happen
  • One local office for the whole family's insurance

Get your visitor covered this week

Most quotes take minutes. Most policies can start within days — some the very next day.

Start My Quote Survey 📞 (623) 243-4000 Peoria, AZ office · Mon–Fri 10 AM – 6 PM · [email protected]
Grandparents joyfully embracing their children and grandchildren at an outdoor family reunion Photo: Pexels
The hug at the airport is priceless

You planned the visit for months. Protect it in minutes.

Mom and Dad crossed an ocean to hold their grandkids. Don't let one unexpected hospital bill be what they remember about Arizona.

Get Them Covered Now → Call (623) 243-4000
Free quote survey

Tell us about the traveler. We'll shortlist the right plans.

Age, travel dates, and destination — that's all we need to match your visitor or trip to the right coverage from the carriers above. No obligation, no extra cost.

Prefer to compare yourself? Jump to instant carrier quotes or call (623) 243-4000

FAQ

Visitor & travel medical insurance questions, answered.

Do parents visiting the USA from India or abroad really need visitor medical insurance in Arizona?
Yes. Visitors are not covered by U.S. health programs, and a single emergency room visit in Phoenix or Peoria can cost thousands of dollars out of pocket. Visitor medical insurance for parents protects your guests — and your family's savings — from unexpected U.S. medical bills.
What is the best visitor medical insurance for parents visiting from India, Mexico, or the Philippines?
The best plan depends on the visitor's age, length of stay, pre-existing conditions, and whether they need comprehensive or fixed-benefit coverage. Popular plans for parents visiting the USA from India include IMG Patriot America, USA Assist, Seven Corners, and Cigna Global. We shortlist the right options for your situation — call (623) 243-4000 for a personalized comparison.
How much does visitor medical insurance cost for parents visiting the USA?
Premiums depend on the visitor's age, coverage length, benefit maximum, deductible, and whether pre-existing conditions coverage is included. For a healthy visitor age 60–69, monthly premiums often range from $100 to $250 for common coverage levels. Get instant quotes on this page from USA Assist, Cigna Global, IMG, Seven Corners and Allstate Health.
What is the difference between fixed-benefit and comprehensive visitor medical insurance plans?
Fixed-benefit visitor plans pay a set dollar amount per medical service — usually lower premiums but much lower payouts. Comprehensive visitor plans pay a percentage of usual and customary charges up to a much higher benefit maximum, giving stronger protection for a serious hospitalization. For parents visiting the USA, comprehensive is generally recommended.
Does visitor medical insurance cover pre-existing conditions for elderly parents?
It varies by plan. Many visitor insurance plans exclude pre-existing conditions, while some cover the acute onset of pre-existing conditions with age-based benefit limits. Review each coverage brochure before applying — or call (623) 243-4000 and we will walk through it with you.
Do visitor insurance benefit amounts change with the traveler's age?
Often, yes. Maximum benefits and plan eligibility can be reduced for travelers over 65 or 70 — which matters most when insuring visiting parents and grandparents. We match the traveler's age to the right plan before you buy.
Can I buy visitor health insurance after my parents have already arrived in Arizona?
In many cases, yes — several visitor medical insurance plans can be purchased after arrival in the U.S. Coverage terms and any waiting periods vary by carrier, so confirm the details before purchasing.
Can visitor medical insurance be extended or renewed after purchase?
Many visitor plans can be extended or renewed while the visitor is still in the U.S., as long as the request is made before the current policy expires. Extensions may reset the deductible and are subject to plan maximums. Contact ASJ before your original policy ends to line up the extension smoothly.
Does visitor medical insurance cover COVID-19 in the United States?
Most current visitor medical insurance plans treat COVID-19 like any other illness — meaning testing and treatment are typically covered under the plan's regular benefits once the deductible is met. Coverage details differ by carrier, so always confirm the specific plan wording before purchase.
How do I file a claim on visitor medical insurance after treatment in Arizona?
Most carriers let you file claims online with itemized bills, medical records, and the claim form. If you buy through ASJ, we help your visiting parents or family navigate the paperwork and appeal denials when appropriate — call (623) 243-4000.
Does my U.S. health insurance cover me when traveling abroad from Arizona?
Usually not, or only minimally. Travel medical insurance for international trips covers emergencies, hospitalization, and medical evacuation overseas — a small cost compared to the risk of an uninsured emergency abroad.
Is travel medical insurance required for Schengen or other visa applications?
Yes. Schengen visa applications require travel medical insurance with at least €30,000 in coverage valid throughout the Schengen area. Other countries have their own visa medical insurance requirements. We can help you find a plan that meets your destination's exact criteria.
Peace of mind travels well

Cover the people you love before the trip — not after the bill.

Quotes take minutes. Regret lasts a lot longer.

Start My Free Quote Survey →    Call (623) 243-4000

Visitor & Travel Medical Insurance Disclosure — Visitor medical and travel medical insurance plans described on this page are short-term, non-renewable travel policies intended to cover unexpected medical emergencies while the insured is outside their home country. These plans are not major medical insurance and do not satisfy the individual mandate under the Affordable Care Act. Coverage is subject to plan-specific exclusions, deductibles, coinsurance, and benefit maximums that vary based on the insured's age.

Pre-Existing Conditions — Most visitor medical plans exclude coverage for pre-existing conditions; some plans provide limited coverage for the acute onset of pre-existing conditions, subject to age-based caps, waiting periods, and other restrictions. Always review the specific plan brochure and certificate of insurance before applying. Claims are handled by the issuing carrier, not by ASJ Insurance & Financial Services Inc.

Quotes, Consent & Third-Party Sites — Quote links on this page connect to independent carrier websites; ASJ is credited as the referring agent through embedded agent/broker IDs. All quotes are estimates and subject to carrier underwriting; no coverage is bound until purchased and confirmed by the insurance company. By submitting a form or survey on this page you consent to be contacted by a licensed ASJ representative by phone, text, or email regarding insurance products, including via automated technology. Consent is not a condition of purchase. Message and data rates may apply. This is a solicitation of insurance; a licensed insurance agent may contact you.

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14050 N. 83rd Avenue, Suite 290
Peoria, AZ 85381
480-680-9215

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Why ASJ Insurance

ASJ Insurance & Financial Services Inc. is a licensed independent insurance agency helping individuals, families and employer groups compare life insurance, term life, final expense whole life, disability income protection, long-term care insurance, health and dental plans, annuities and travel insurance from top-rated national carriers — with local, personalized guidance from our Peoria, AZ office.

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Final Expense & Whole Life Disclosure: Final expense policies are whole life insurance products with modest face amounts designed to help with funeral, burial and end-of-life costs. Depending on your age, health and the plan selected, a graded or modified death benefit may apply, meaning the full death benefit may not be payable if death occurs within the first two to three policy years (except for accidental death, where applicable). Premiums, face amounts and eligibility vary by carrier and state.

Long-Term Care Insurance Disclosure: Long-term care insurance benefits are subject to policy terms, including elimination (waiting) periods, benefit periods, daily or monthly benefit maximums, and eligibility triggers such as the inability to perform activities of daily living or cognitive impairment. Premiums are not guaranteed and may increase on a class-wide basis with state regulatory approval. Long-term care coverage is subject to medical underwriting, and coverage may be declined based on health history. This is a solicitation of insurance; a licensed agent may contact you.

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